440 Swan Pond Cir Rd, Harriman, TN 37748
$359,000
Property Type:
Single Family
Bedrooms:
3
Square Footage:
1,100
Lot Size (sq. ft.):
55,757
Status:
Active
Current Price:
$359,000
List Date:
6/20/2026
Last Modified:
8/24/2026
Listing Details MLS# 1345410
Location Tax Legal Info
- House #
- 440
- Street Name
- Swan Pond Cir
- St Suffix
- Rd
- State/Province
- TN
- Zip Code
- 37748
- PIN #
- 027 176.00
Contract Info
- Auction Y/N
- No
- Listing Price
- 359000
- Occupancy
- Either
General Property Description
- Type
- Basement Ranch
- Acres
- 1.28
- Acre Source
- Tax Records
- Site Built
- Yes
- Restrictions
- No
- SqFt - Total (Aprox)
- 1100
- SqFt - Main Lvl
- 550
- SqFt - Down Lvl
- 550
- # Bedrooms
- 3
- Baths - Full
- Yes
- # of Rooms
- 6
- Fireplace
- No
- Property Status
- N/A
- HOA
- No
- Year Built
- 1976
- Bonus Room
- No
- Extra Storage
- Yes
- SqFt - 2nd Flr Lvl
- 0
- SqFt - 3rd Flr Lvl
- 0
- # Fireplace
- 0
- Basement
- Yes
Status Change Info
- Status Change Date
- 2026-06-20
Location, Tax & Legal Info
- Area
- Roane County - 31
- Property Sub-Type
- Residential
- City/County Code
- County
- Total Tax
- 707.76
Remarks & Misc
- Directions
- Take I-40 E and Broadway of America to Swan Pond Rd/Swan Pond Circle Rd
- Public Remarks
- Unlock a rare riverfront investment opportunity on 1.28 acres with more than 320 feet of shoreline along the Emory River/Watts Bar Lake. With two physical addresses and the potential to subdivide into two separate lots, this property offers multiple paths for value creation. The existing 1,200 SF site-built cottage with a full basement provides immediate usability and rental potential. The main level includes 3 bedrooms and 1 bath, a functional galley kitchen, and a bright living room. The lower level adds a family room, a third bedroom, and an oversized laundry/storage area with walk-out access--ideal for tenants, guests, or future expansion. The land itself is the true asset: gentle topography, wide shoreline, and flexible development options. Investors can hold and rent, build a new riverfront home, create a multi-generational layout, or divide the property to maximize long-term return. Waterfront parcels with this level of versatility are increasingly scarce on Watts Bar. Whether you're seeking a cash-flowing rental, a redevelopment project, or a strategic land hold, this property delivers exceptional potential and multiple exit strategies. This property is part of an estate and will be sold as-is with no warranty.
More Information
Atchd/Dtchd Type
- Detached
- Yes
Style
- Cottage
- Yes
Construction
- Block
- Yes
Siding
- Cement
- Yes
Fireplace
- None
- Yes
Cooling
- Central Cooling
- Yes
Floors
- Carpet
- Yes
- Vinyl
- Yes
- Other
- Yes
Garage/Parking
- Garage Spaces
- 0
Basement
- Finished
- Yes
- Walkout
- Yes
Lot Description
- Irregular Lot
- Yes
- Lake/Water Access
- Yes
- Level
- Yes
- River
- Yes
- Rolling Slope
- Yes
- Waterfront
- Yes
- Wooded
- Yes
Fuel
- Electric
- Yes
View
- Lake View
- Yes
- Wooded
- Yes
Heat
- Central
- Yes
Dining Area
- Eat-in Kitchen
- Yes
Appliances
- Range
- Yes
Other Rooms
- Basement Rec Room
- Yes
- Bedroom Main Level
- Yes
- Family Room
- Yes
- Laundry/Utility
- Yes
- Mstr Bdrm Main Level
- Yes
Exterior Features
- Deck
- Yes
Misc Features
- Washer/Dryer Connect
- Yes
Sewer
- Septic Tank
- Yes
Water
- Public
- Yes
New Financing
- New Loan
- Yes
Property Features
Style:
Cottage
Construction:
Block
Siding:
Cement
Basement:
Finished; Walkout
Lot Description:
Irregular Lot; Lake/Water Access; Level; River; Rolling Slope; Waterfront; Wooded
View:
Lake View; Wooded
Fireplace:
None
Floors:
Carpet; Vinyl; Other
Fuel:
Electric
Heat:
Central
Cooling:
Central Cooling
Appliances:
Range
Sewer:
Septic Tank
Water:
Public
Other Rooms:
Basement Rec Room; Bedroom Main Level; Family Room; Laundry/Utility; Mstr Bdrm Main Level
Misc Features:
Washer/Dryer Connect
Exterior Features:
Deck
Dining Area:
Eat-in Kitchen
New Financing:
New Loan
IDX
Listing Office:
BHHS Dean-Smith Realty
Last Updated: August - 24 - 2026
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