281 Cottage Drive, Ten Mile, TN 37880

$1,749,999

3661 square feet 3 bedroom 3 1/2 bathroom with bonus room and extra flex room in the walk out basement that can serve as a 4th bedroom

3 bay shop building with second story storage and an additional half bath

Covered dock with 2 boat slips and floating personal water craft dock.

Lounging platform to take in the views of Watts Bar Lake

Located on a large peaceful cove off of the main channel

Property Type: Single Family Bedrooms: 3 Square Footage: 3,861 Lot Size (sq. ft.): 27,443 Status: Active

Current Price: $1,749,999 List Date: 7/07/2026 Last Modified: 8/24/2026

Overview

Description

**OPEN HOUSE SUNDAY 8/23/26 1-5 pm** Don't miss this opportunity! Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finis ... (Read more) **OPEN HOUSE SUNDAY 8/23/26 1-5 pm** Don't miss this opportunity! Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining. Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

Listing Details MLS# 1346939

Location Tax Legal Info

House #: 281
Street Name: Cottage
St Suffix: Drive
State/Province: TN
Zip Code: 37880
PIN #: 006 005.00

Contract Info

Auction Y/N: No
Listing Price: 1749999

General Property Description

Type: 2 Story Basement
Acres: 0.63
Acre Source: Tax Records
Site Built: Yes
Restrictions: No
SqFt - Total (Aprox): 3861
SqFt - Main Lvl: 1931
SqFt - Down Lvl: 1180
SqFt - 2nd Flr Lvl: 750
# Bedrooms: 3
Baths - Full: 3
Baths - 1/2: 2
# of Rooms: 12
Fireplace: Yes
# Fireplace: Yes
Property Status: N/A
HOA: No
Year Built: 2001
Bonus Room: Yes
Extra Storage: Yes

Status Change Info

Status Change Date: 2026-07-07

More Information

Property Features

Style: Cape Cod; Cottage Construction: Frame - Brick Siding: Vinyl Basement: Finished; Walkout Lot Description: Lake/Water Access; Level; Private; Waterfront View: Lake View; Lakefront Fireplace: Gas Log Floors: Carpet; Hardwood; Luxury Vinyl Plank; Tile Fuel: Electric; Propane Heat: Central Cooling: Central Cooling Appliances: Backup Generator; Dishwasher; Microwave; Range; Refrigerator; Security Alarm; Self Cleaning Oven; Smoke Detector Sewer: Septic Tank Water: Public Other Rooms: 2nd Rec Room; Addl Living Quarter; Basement Rec Room; Bedroom Main Level; Breakfast Room; Extra Storage; Family Room; Laundry/Utility; Mstr Bdrm Main Level; Sunroom; Workshop Misc Features: Cathedral Ceiling(s); Internet Available; Kitchen Island; Pantry; Trey Ceiling; Walk-in Shower; Walk-In Closet(s); Washer/Dryer Connect Exterior Features: Deck; Dock; Patio; Porch - Covered; Windows - Vinyl Outbuildings: Detached Workshop Dining Area: Breakfast Room; Eat-in Kitchen; Formal Dining Area Showing: See Agent Instructns New Financing: Cash; Conventional; New Loan; VA Loan

IDX

Listing Office: Wallace

Last Updated: August - 24 - 2026

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281 Cottage Drive, Ten Mile, TN 37880 (MLS# 1346939)